Privacy Policy

Information We Collect

The types of personal information we collect and share depend on the product or service you have with us and how you interact with this website. This information can include, but is not limited to:

Contact information

Name, postal address, email address, telephone number.

Identifiers and financial information (in the course of brokerage/advisory relationships)

Social Security number, income, assets, investment experience, account numbers, account balances, and account transactions.

Information you provide through this website, including:

• When you complete a contact form.
• When you schedule an appointment using Calendly.
• When you sign up for our newsletter or other communications.

Information from other sources

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies, in connection with opening and servicing accounts. When you are no longer our customer, we continue to share and protect your information as described in this notice.

How We Collect Information

We collect your personal information, for example, when you:

• Open an account.
• Direct us to buy or sell securities.
• Give us your contact information.
• Seek advice about your investments.
• Enter into an investment advisory contract.
• Use our online scheduling tools (such as Calendly).
• Sign up for our email newsletter or submit a request through forms on this website.

We also collect personal information from others, such as credit bureaus, affiliates, or other companies.

This website is limited to the dissemination of general information on products and services available; it is not used to effect transactions in securities or to provide personalized investment advice for compensation through the website itself.

How We Use Your Information

We use personal information for our everyday business purposes, including but not limited to:

• Processing transactions and maintaining your account(s).
• Providing brokerage and advisory services you request.
• Responding to court orders and legal investigations.
• Reporting to credit bureaus, as applicable.
• Communicating with you about your accounts, investments, and our services.
• Managing our business operations and complying with legal and regulatory obligations.

We may also use your information for our marketing purposes, such as:

• Offering our products and services to you.
• Sending newsletters and other informational communications you have requested or consented to receive.

Broker-Dealer and Investment Adviser Privacy Policy

To see the privacy policy regarding your accounts from our Broker-Dealer and RIA, please see: https://www.joincambridge.com/legal/privacy/privacy-policy/

We comply with applicable state privacy laws to the extent they apply, including rights afforded to California residents.

Use of Calendly and Newsletter Signup Forms

This website uses Calendly and newsletter signup forms as part of our communications and scheduling process.

Calendly

When you schedule an appointment using Calendly:

• We may collect your name, email address, phone number, time zone, and appointment details.
• We use this information to confirm and manage your appointment and to communicate with you.
• Calendly may also collect technical information (such as IP address or device information) as described in its own privacy policy.

Newsletter Signup

When you subscribe to our newsletter or request information:

• We may collect your name, email address, and any other information you provide (for example, interests or topics).
• We use this information to send you newsletters and other informational or marketing communications about our products and services.
• You may unsubscribe at any time by using the opt-out link provided in each email or by contacting us.

We do not authorize these vendors to use information collected in connection with Cambridge accounts and services for their own independent marketing purposes beyond what is necessary to deliver the services you request.

Hyperlinks to Calendly, email service providers, and other third-party sites are provided as a courtesy. Please note the following disclosure for linked third-party sites:

PLEASE NOTE: The information being provided is strictly as a courtesy. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to. We make no representation as to the completeness or accuracy of information provided on these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to, or your use of third-party technologies, websites, information, and programs made available through this website.

Cookies and Website Usage

Our website and third-party service providers may use cookies or similar technologies to:

• Maintain and improve site performance.
• Understand general usage patterns.
• Provide features such as scheduling and newsletter signup.

We do not use cookies on this site to collect sensitive financial information or to make individualized investment recommendations. Any tracking or analytics services used will be implemented in a manner consistent with this Privacy Policy and applicable law.

How We Protect Your Personal Information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include:

• Computer safeguards and security controls.
• Secured files and buildings.
• Training associates on the proper handling of personal information.
• Requiring companies that help provide services to you to protect the confidentiality of personal information they receive.

Children's Privacy

This website and our services are not directed to children, and we do not knowingly collect personal information from children in violation of applicable laws and regulations.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will revise the "Effective Date" at the top of this page. Your continued use of this website after any changes are posted constitutes your acceptance of the revised Privacy Policy.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, you may contact: